Earn up to 6% annually with low risk. Backed by real assets.
Invest in Stability.
Now Tokenized.
Introducing the TaxLien Token – a digital asset backed 1:1 by U.S. property tax liens. Unlike stocks, indices, or government bonds, this is a conservative, legally protected investment with predictable returns.
What is the TaxLien Token?
TaxLien Token is an ART token (Asset-Referenced Token) issued under the MiCAregulation in the European Union. It is backed by property tax liens – legally secured claims for unpaid property taxes issued by U.S. municipalities.
The token represents a digital right to a share of these proceeds.
How it works
A regulated EU entity issues the token and receives investments (in EUR or stablecoins).
Funds are transferred to a U.S. subsidiary.
The U.S. entity purchases tax liens directly from municipalities.
After collection, proceeds are sent back to the EU issuer.
Investors receive their return via a blockchain-based redeem mechanism.
Why invest?
Stable return
up to 6% p.a.
Low volatility – no exposure to securities markets
Legally secured
by real estate
Diversification into U.S. exotic assets
– no stocks or bonds
MiCA-compliant issuance under EU financial law
Independent performance – non-correlated and anti-cyclical to securities markets
Tokenized access – fast, paperless, borderless
Stable return
up to 6% p.a.
Legally secured
by real estate
Diversification into U.S. exotic assets
– no stocks or bonds
MiCA-compliant issuance under EU financial law
Tokenized access – fast, paperless, borderless
Who is it for?
Investors looking for a safe alternative to bonds
People seeking super-fast liquidity on gov’t bonds like assets
Wealth managers seeking regulated yield products
Conservative investors who believe in real, tangible assets
Combine the stability of traditional safe assets with the advantage of near-immediate liquidity.
Our solution enables capital access within days. It appeals to those prioritizing secure, regulated returns and a preference for investments backed by real, physical assets. Additionally, it offers seamless exposure to U.S.-based opportunities while fully mitigating currency risk.
Interested?
We’re preparing for launch.
Leave your email and get early access to our first issuance.
Frequently Asked
Questions (FAQ)
What is a tax lien?
A tax lien is a claim a municipality places on a property for unpaid property taxes. In many U.S. states, these liens are sold to investors. To avoid foreclosure, property owners must pay the lien with penalties to the investors. If the debt is not repaid, the investor may even claim ownership of the property.
How are the tokens secured?
Each TaxLien Token is backed 1:1 by a share in a curated portfolio of U.S. tax liens. These are real, enforceable claims issued by local municipalities against property owners who failed to pay their property taxes.
Rather than being linked to one specific lien, each token represents a fractional ownership interest in a broader pool of liens — offering greater diversification and risk mitigation. This portfolio is managed by our U.S. subsidiary, which specializes in sourcing, vetting, and servicing tax lien certificates from selected U.S. states with strong investor protections and predictable legal frameworks.
All liens in the portfolio are legally recorded and traceable to specific real estate assets in the United States. The acquisition and enforcement of these liens comply with applicable state and county laws.
Do tax liens have priority over other claims?
Yes. In most U.S. jurisdictions, property tax liens take legal precedence over all other encumbrances, including mortgages and mechanic’s liens. This means that if a property is sold or foreclosed, the tax lien must be satisfied before any other debts tied to that property.
This seniority gives investors a high level of security, as the lien cannot be ignored or bypassed during property transfers or foreclosure processes. In many cases, even banks or mortgage holders are required to pay off the tax lien in order to preserve their own interests in the property.
Should the property owner fail to redeem the lien within the statutory redemption period, the lienholder may initiate foreclosure proceedings and obtain ownership of the property — often at a significant discount to market value.
This legal seniority is one of the key reasons why tax lien investing is considered a low-volatility, asset-secured strategy with asymmetric upside.
Is this legal?
Yes — this structure can be fully legal, provided it is implemented in accordance with applicable laws and regulations in both the European Union (where the tokens are issued) and the United States (where the underlying tax liens are located).
All tax liens in the portfolio are registered claims against specific U.S. properties. These liens are statutory instruments, issued by municipalities and enforced by law. They are secured directly by the underlying real estate, meaning that if the property owner fails to pay the taxes (plus statutory interest), the lienholder has the legal right to collect or even initiate foreclosure.
In almost all U.S. jurisdictions, tax liens have priority over mortgages, mechanic’s liens, and other private claims. This seniority gives lienholders strong protection — before a bank can recover its mortgage, the property tax must be paid in full. This places the token-backed claims at the top of the capital stack, making them far more secure than many traditional debt instruments.
What is the minimum investment amount?What is the minimum investment amount?
What is the typical investment horizon?
What regulatory framework applies?
TaxLien Tokens are issued under the Markets in Crypto-Assets (MiCA) regulation as Asset-Referenced Tokens (ARTs). The issuing entity is incorporated and regulated in the European Union, ensuring compliance with EU financial and investor protection laws. This framework offers a legally sound and transparent structure for issuing digital assets backed by real-world claims.
Tax lien sales in the U.S. are regulated at the state and county level, with each jurisdiction setting its own auction rules, registration process, and deposit requirements. In many cases, you must use a U.S.-registered entity to participate. Some states sell tax deeds instead of liens, so it’s essential to understand local laws. If you’re managing liens post-purchase — including foreclosure or payment collection — certain states may require a debt collection license or the involvement of a licensed attorney or servicing firm.